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Posted by CENTURY 21 Annex Realty on 10/19/2018

There are a number of steps involved in buying a home. One of the many important things you should do before closing on a new home is to get the house properly inspected.

Buyers sometimes avoid getting a professional inspection for a number of reasons. Some are on a tight budget and want to save a few dollars. Others have time constraints and want to close as soon as possible. And, many buyers believe that omitting an inspection is a way to show trust in the previous owner.

In this article, weíll talk about why getting a home inspection is such an important part before closing on a real estate deal.

Inspection costs

Closing on a home comes with a number of expenses. Application fees, origination fees, underwriting feesÖ the list goes on. If youíre buying a home, you might be tempted to opt out of getting the property inspected to save money.

The cost of an inspection ranges anywhere from $200 for smaller homes, to $400 or more for large homes. However, the cost of not getting your home inspected can be much greater. Even if youíre knowledgeable when it comes to houses, there are a number of things that only the experts can diagnose.

Having a professional inspect the home is the only way to ensure that there arenít any issues that will come back to haunt you (and your wallet) in the months and years to come.

Saving time

Many buyers are eager to close the deal and begin moving into their new home as soon as possible. Sometimes buyers need to vacate their old home before a certain date, others try to time their move around holidays or school vacations.

There are other ways, however, to make sure you get the house inspected in time. First, make sure youíve included a home inspection in your purchase agreement. This will avoid wasted times debating whether or not you are entitled to inspect the home.

Next, call multiple inspectors in your area for quotes and availability. Delaying this step can make you lose time, and inspectors might charge you more if they have to squeeze you into their schedule.

The best time to schedule an inspection is as soon as your offer is accepted.

Maintaining a good relationship with the seller

It may seem like an act of diplomacy to waive a home inspection. In reality, however, nearly all sellers will understand that you are simply doing due diligence to make sure the process runs smoothly for both of you.

Sellers might sometimes offer you the findings of a previous inspection that they had done. In this case, itís still important to have your own inspection done so that you can walk through the home with the inspector and listen to their feedback. You canít be sure of the accuracy of any old reports, and the previous inspector is only accountable to the seller.


Having a home professionally inspected is almost always a good idea. It can save you time and money in repairs that could have been avoided.





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Posted by CENTURY 21 Annex Realty on 10/12/2018

The gym. Itís a place few people enjoy despite the flocks of people lining up to sign up each passing New Year. Exercise is seen as an embarrassing activity to many as most of us arenít taught how to properly use gym equipment. Equipment that looks more like torture devices than a machine that will help you become stronger and healthier. Enter the home gym. Not only is no one around to watch you attempt your first shaky round of pushups †but also itís a place we already feel naturally at ease. Keep reading to find out how you can skip gym fees and create a gym in the comfort of your own home. Make space. A space that allows you enough privacy from the rest of your family to focus on yourself for a while. When choosing your space, consider a room that has a door you can close, contains lots of light, room to hang a full-length mirror to watch your form from, and room to roll out a mat to work on. If you have a room you can dedicate solely to your home gym paint it a color that inspires you. This could be anything from a calming blue to an energizing orange. A good music speaker to blast some tunes is another great feature to add to your home gym to help to inspire. Know your budget and goals. Donít be afraid to start with small investments if you are just jumping back into an exercise routine. If your goal is to create a more healthy, active lifestyle you wonít need fancy, expensive equipment to get there. A set of dumbbells and some resistance bands paired with exercises that rely on body weight are enough to get you started and at a low cost to boot. Extras for experts. As your strength builds and your routine evolves you may start to look to add more variety to your weekly workouts. Some further investments to consider for your home gym could be a stability ball, kettle bell, suspension system, jump rope and /or foam roller. All of these items can add more interest to your routine without costing you an arm and a leg. Make a plan. This tip doesnít quite relate to setting up a home gym but,†bear with me. Creating a plan for which days you will exercise and what exercises you will be doing will set you and your home gym up for success. Donít go through all the effort of setting up space for your home gym to have it go unused. Instead, schedule times into your week that you will use your home gym. Think of these time slots as mandatory appointments just like a doctorís visit or business meeting. Donít let the intimidation of the gym prevent you from developing a regular workout routine. By setting up a home gym you can get fit and healthy in the privacy of your own home and at a cheaper cost than the average gym membership. Just donít forget to schedule time slots throughout your week where you make the most of your new home gym!




Tags: Healthy Home   home gym  
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Posted by CENTURY 21 Annex Realty on 10/5/2018

After you decide to sell your home, it may be only a few weeks before you need to pack up your belongings and relocate to a new address. Thus, it may be beneficial to start planning ahead for moving day. By doing so, you can sell any items you have no plans to bring to your new address before moving day arrives.

Ultimately, there are many items that you may want to sell prior to listing your residence. These items include:

1. Appliances

An outdated refrigerator, washer or dryer is unlikely to do you any favors when you show your home to potential buyers. At the same time, you may be unlikely to bring these appliances to a new home in the foreseeable future.

If your current appliances no longer serve your needs, you may want to sell your appliances and pick up new ones. New appliances may help make your home more attractive than ever before to potential buyers. Plus, you can account for the price of any new appliances when you set your home's initial asking price.

Meanwhile, you should have no trouble selling appliances online or at a yard sale. You also can donate appliances to a local charity or give them to family members, friends or others.

2. Furniture

Your couch, work desk or other furniture have been staples in your residence for many years. Yet these items may take up lots of space. And in some instances, your furniture may make it tough for you to show off the true size and beauty of your house.

When it comes to selling your current furniture, there may be no reason to wait. If you sell your current furniture today, you can earn extra cash that you can always use to buy new furniture for your new house. Furthermore, you can avoid the challenges commonly associated with moving big, bulky furniture from your current address to a new residence.

3. Decorations

As a home seller, it is important to make it simple for prospective buyers to fall in love with your residence. And if you have decorations set up around your home, it may be difficult for a buyer to envision what life may be like if he or she purchases your house. As such, if you have lawn decorations, paintings or other decorations outside and inside your home, you may want to sell these items sooner rather than later.

Selling decorations online or at a yard sale is an effective option for those who want to get rid of various decorations. On the other hand, if you need to get rid of decorations immediately, you can give your current decorations away for free.

Lastly, as you get ready to sell your home, you may want to hire a real estate agent too. With a real estate agent at your side, you can receive expert recommendations as you navigate each stage of the property selling journey. As a result, you can receive comprehensive home selling support and boost the likelihood of a fast, profitable property selling experience.




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Posted by CENTURY 21 Annex Realty on 9/28/2018

Planning to take your TV to your new home? For those who recently bought or sold a residence, you may have only a short period of time to pack your TV and other belongings and bring them to your new address. Fortunately, we're here to help you simplify the process of packing your TV for moving day.

Now, let's take a look at three tips to properly pack your TV.

1. Use the Right-Sized Box

If you saved the original box for your TV, you should use the box for moving day. That way, you can store your TV in a strong, durable box that offers maximum protection.

On the other hand, if you threw away the box for your TV, there's no need to worry. You should have no trouble finding a heavy-duty box that is big enough to hold your TV and will ensure your TV will be protected throughout your move.

In most instances, a double-wall corrugated box is ideal for a TV. Double-wall corrugated boxes are available in multiple sizes and are unlikely to get damaged or punctured while in transit.

2. Cover Your TV

Wrapping your TV in a soft blanket usually is a good idea. With this blanket in place, you can protect your TV's screen against scratches.

Also, don't forget to secure the blanket to your TV with rope or moving-grade shrink wrap. This will ensure the blanket will stay in place for the duration of your move.

If you can't find a suitable blanket to cover your TV, you can always substitute a blanket with bubble wrap. Cover your TV in bubble wrap and seal the ends with tape, and you're good to go.

3. Label and Secure the TV Box

Slide your TV into your moving box and keep it in an upright position. By doing so, you can avoid putting pressure on the TV screen Ė something that otherwise may cause permanent damage to your TV.

Before you seal the box that contains your TV, you'll want to add plenty of packing material. This will ensure your TV is firmly padded and won't tip or shift while you're on the go.

Finally, seal the box with packing tape and label it accordingly. Since your TV is sensitive, you'll want to label the box as "Fragile" as well.

If you need help packing your TV or other belongings, it often pays to hire a moving company. With a team of professional movers at your side, you can quickly and safely get all of your belongings from Point A to Point B.

Lastly, if you require extra assistance getting ready for moving day, don't hesitate to contact a real estate agent. In addition to helping you buy or sell a house, a real estate agent can put you in touch with the best moving companies in your area and guarantee that you can enjoy a fast, seamless transition to a new home.




Tags: TV   packing   packing to move  
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Posted by CENTURY 21 Annex Realty on 9/21/2018

Home insurance is a must for any homebuyer. However, getting the right coverage at the right price may seem impossible, particularly for those who are buying home insurance for the first time.

Fortunately, we're here to help you take the guesswork out of buying home insurance. Here are three tips that you can use to obtain the right home insurance coverage for your residence.

1. Understand What a Homeowners Policy Covers

Homeowners insurance offers protection against damage to your property and personal belongings. It also safeguards you against liability for any injuries or property damage that you may cause to other people.

Typically, homeowners insurance offers a package policy that ensures you are protected against natural disasters and other unforeseen risks. On the other hand, homeowners coverage does not protect you against every possible danger. And in some cases, you may need to buy additional coverage to supplement your homeowners policy.

For instance, a homeowner who lives in a floodplain likely will need to purchase flood insurance, as a homeowners policy does not offer flood coverage. Or, if you own a trampoline or your home features a swimming pool, you may need additional coverage as well.

Speaking with an insurance agent will allow you to learn about the ins and outs of a homeowners policy. If you ever have concerns or questions about homeowners insurance, a home insurance professional will be able to respond to your queries at any time.

2. Get Multiple Home Insurance Quotes

When it comes to finding home insurance, it pays to shop around. By doing so, you'll be able to get multiple home insurance quotes and find the best coverage at the best price.

Meeting with at least three home insurance companies usually is a good idea. This will enable you to find out how home insurance will impact your monthly expenses and receive responses to all of your home insurance queries.

3. Don't Forget About Preventative Measures to Supplement Your Home Insurance

Homeowners insurance offers protection in a number of areas, and ultimately, provides a great option to safeguard your property and belongings against risk. Furthermore, there are many quick, easy ways to minimize risk without having to increase your homeowners insurance coverage or add supplemental insurance.

For example, if you own a large collection of antique coins, it may be worthwhile to purchase a safe to secure these items. Also, if you buy a security system for your home, you can safeguard your residence and belongings against theft and may be able to get a discount on your home insurance too.

Purchasing home insurance is a major decision, and if you need extra help along the way, your real estate agent may be able to point you in the right direction.

Your real estate agent may have home insurance contacts, and as such, can connect you with these contacts instantly. Thus, you can move one step closer to buying home insurance that enables you to safeguard your property and belongings both now and in the future.









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